If you would like to ask us a question, go to our Insurance Contact Form on our Home Page. The questions below assume you live in Morpeth.
“My insurance renewal quote is a lot higher than my current premium, why?”
A. Premiums tend to go up annually but if it has gone up by more than 10% it is likely they are not taking the new flood defences into account. You need to check with your company.
“What if they are not taking the defences into account?”
A. A lot of insurance companies are using out of date EA data, Morpeth’s new flood risk was not entered into their system until April2016. You need to contact the Newcastle offices of the EA and they should be able to give you the correct flood risk document for your property, send this off to your insurance company
“Why will no company give me a quote when I use a comparison website?”
A. Comparison websites do not give quotes to high flood risk properties. Your Postcode has probably been flagged up as being high risk. Quite often some companies will ask you to contact them direct, this is worth doing but make sure they know your correct flood risk.